Health Insurance: A Safety Kit for Medical Emergency
Health should be one of the most important concerns in one’s life. This is what people generally forget. Without proper health, one cannot live a happy and healthy life. It is generally considered wealth. Health this word although looks small. But it can change one’s life very easily. Healthy life and a healthy lifestyle are what everyone should look for. It can be only possible with a proper and healthy diet and exercise. A healthy person can create a lot of positive environments and will make everyone around happy. Health should be present as the number one priority in one’s checklist of what should be improved. A healthy mind will not only help in generating new ideas but will also boost up one’s confidence. In this modern world, pollution and stress have been increasing everyday. A child of five years is affected by such a disease which was earlier seen in adults. One cannot think about what will happen in the very next moment. It is also seen as some big football players have been stuck with cardiac arrest in their prime years. So everyone wants their family safe and looks for a sharp and bright future for their children. Thus, the solution for the same is by applying for a mediclaim. A person should know the reasons to buymediclaim policy of 1 crore or ₹10 lakhs but the most important thing is that everyone should have it in their lives.
First of all, let’s discuss what mediclaim is. It is the time-based agreement between the two parties that is the provider and the one who is applying for. The agreement deals that the company will look after all the medical expenses of the applicant, during the medical emergency or for treatment of illness. If the applicant has paid his premium promptly.
Life is completely unpredictable. One cannot predict what will happen to him and his family at the next minute. If the person is walking down the road smoothly, the next minute they get crashed into by a car. The situation of the individual’s family will become more complicated. Thus for this situation too, health insurance becomes a necessity. There is variety in the mediclaim. Companies have started to provide mediclaim to every small thing. Apart from health, mediclaim of cars or bikes or mediclaim for mobile phones or laptops and even travel insurance has been started by various insurance companies.
In this article, we discuss health insurance, its importance, needs, and benefits.
Listed below are some of the advantages of mediclaim.
1.It provides the help of one of the most important things which is needed in difficult times, that is money. During the bad times in one’s family, apart from moral support, there should be financial support available too. This will help in reducing a little tension.
2.Big diseases like cancer, the treatment of cancer at the initial stages may go up to ₹10 lakhs to ₹15 lakhs. After chemical therapies and treatment at advanced stages may go on up to ₹1 crore. Thus this makes health insurance a necessity.
3.Big amount insurance policy covers all the pre and post-hospitalization expenses from 30 to 60 days.
4.It reimburses all the expenses whether it is room charges, nursing charges, or any surgery charges. It will help in easing out the financial tension of the family.
These were some of the benefits of investing in the ₹1 crore mediclaim policy.
If the person’s family has a critical illness history then it becomes necessary for him to take up the health insurance policy. Also, if the person is the only earner of his family. Then for a safe future for the family, it becomes a necessity for taking up health insurance.
Various companies provide a variety of different policies. But, the company whose demand has increased the most is Care Health Insurance. In this article let’s talk about care health insurance. It is the company that provides health insurance to all the sections of the society, without any boundary of age. The flexible premium payment method and user-friendly interface have also boosted up the demands of the company. The network of this policy-providing organization is quite large and growing. It is connected to more than 8250 hospitals in our country. The company provides free checkups for the policy holders annually, that is individuals can take up their medical test once a year.No claim bonus also influences the minds of the customer to take up this insurance company. It is given to those customers who have not taken up the claim in the given tenure. If one is looking for a health insurance policy, and want long-term benefits for the same then he should look towards the Care health insurance company.